Get A Life
-- You Don't Need A Million To Retire Well
If you are spending all
your time working hard to save money -- neglecting family, friends and your
own health, you may want to take a look at this book. You'll see how many
options may be awaiting you in the area of life after work.
See examples of what others have done with their lives in forming part-time
businesses, volunteering, or just enjoying life in a different way than working
every day. Includes chapters on what will you do when you retire, how to improve
your health, how to get the most from your family relationships, the importance
of friends, how to seek out others who have successfully retired, how to do
your best to avoid nursing homes, how to estimate the money you'll need for
retirement, figuring out where your money will come from after retirement,
how to save enough, even if it appears impossible, and how to invest like
a savvy retiree.
This book will put your mind at ease when you realize that you really don't
need a million to retire on, and that the important things in life are free,
if you know how to find them, and this book show you how.
336 pages, 8 x 10, $24.95
Table Of Contents
1: What Will You Do
When You Retire?
Plan to Keep Busy
The Importance of Thinking Ahead
Making an action Plan
Working Part-Time
Volunteering for a Good Cause
Pursuing Personal Interests
Continuing Your Education
Can You Buy an Action-Packed Retirement?
A Conversation with Ernest Callenbach
2 Health
and Fitness
Some Immediate Ways to Improve Your Health
Stop Smoking
Clean Up Your Diet
Maintain A Healthy Weight
Control Your Blood pressure
Control Your Cholesterol Level
Prevent Brittle Bones
Manage Stress
Get Needed Medical Tests
Exercise Often
Make the Commitment
Work Less
Cut Down Commute Time
Squeezing Out a Few Hours to Work Out
A Conversation With Arthur Levenson
3: Family
The Value of Close Family Ties
How Healthy is Your Family?
Ways to Improve family Functioning
Spend More Time With Your Children
Work for a Family Friendly Employer
Keep Your Family Unit As Extended as Possible
Don't Take Family Leadership For Granted
Try to Develop a Sense of Humor About Lifestyle Differences
Don't Give Up on Black Sheep
For Couples: Improving Your Relationship
Bernie and Bob Giusti
Getting Close Again
For Men Only: Look Beyond Your Paycheck
A Conversation With Henry and Althea Perry
4: Friends
Make Some Younger Friends
Forming New Friendships
Couples: Make Sure Your Friends are Really Yours
Why It's Wise to Join early
A Conversation With Yuri Moriwaki Shibata
5: Loving
Life
Embrace Life, Not Money
Retirement Role Models
Dare to be Authentic
A Conversation With Hazel Peterson
6: Reaching
Out for Help to Create Your Successful Retirement
Find Positive Mentors
Look Inward
Participate in a Group Process
Forming a Geezer/Geezelle Group
7: Nursing Homes: How
to Avoid Them, or Pay for Them If You Can't
Staying Out of a Nursing Home
Guard Your Health
Strengthen Your Family Relationships
Support Community Efforts to Provide Senior Services
Long-term Care Insurance
What Long-term Policies Cost
Are Long-term Policies Lousy Deals?
Who Should Consider Insurance?
How to Find a Good Long-term Care Policy
A Conversation With Cecil Stewart
8: How Much Money
Will You Need When You Retire?
A Close Look At the Retirement Industry
How Much Retirement Savings is Enough?
Estimating Your retirement Needs
A Conversation With Afton Crooks
9: Where
Will Your Money Come From After Age 65?
Social Security retirement Benefits
How Much Will You Receive?
Social Security and Working After Retirement
Pensions and Other Retirement Savings Plans
Employer Pension Plans
Voluntary Retirement Plans
Continuing to Work
Income From Savings and Investments
Why Many Experts Are Wrong
How Much Do You Really Need to Save?
Inheritance
Talking to Your Parents
How to Think About Inheritance Uncertainties
Gifts
Early Retirement Incentives and Buyouts
Withdrawing Equity From Your House
Rent Out One or More Rooms
Sell Your House and Become a Renter
Get a Reverse Mortgage
A Conversation With Babette Marks
10: How to Save
Enough -- Even If You Think It's Impossible
Credit Card Interest: How the Poor Pay the Rich
Looking at Your Credit Habits
Practical Ways to Break the Credit Habit
Using a Home Equity Loan or Borrowing From a 401 (k) Plan to Pay Off Credit
Card Debt
Plan to Avoid Car Payments
How to Buy a Decent Used Car for Cash
Prepay Your Mortgage
Comparing Mortgage Prepayments to Other Investments
Where Will Money to Prepay Your Mortgage Come From?
Adding Up the Savings
A Conversation With Peter Wolford
11: The Savvy Peasant's
Investment Guide
How to Invest Like a Savvy Peasant
Basic Investment Principles Reviewed
Bank Savings Accounts
Bank Certificates of Deposit
Monwy Market Accounts
U.S. Treasury Bills
U.S. Government Bonds and Notes
Municipal Bonds
Corporate Bonds
Stock
Stock Mutual Funds
Mutual Fund basics
Variable Annuities
|immediate or Fixed Annuities
Real Estate
Precious Metals and Exotic Investments
|